wow what a deal.The 40k cash you didn't pay for the vehicle invested on a municipal bond at 5% interest for 5 years = $11,051 earned interest.$11,051 - $1962 = $9,089 net gain.If you paid cash for the vehicle you would lose the potential to make $11,051 in interest and have all your cash tied up in a depreciating asset.

Hello Sean, The bubble is in Bonds and dollars right now.

Since it sounds like you may have limited knowledge of electrical a licensed and bonded electrician might be best to use.

I know I need a General Contractors License even if I don't do the work myself as well as Insurance and Bonded so yes I am doing my homework :) And I hope I am not a bother to much when I come in and ask a lot of stupid questions.

If you instead take that $3K+/- and invest it in government bonds over the next 8 years you'll have the same sort of return with NO risk and NO headaches.

I have taken a TSP loan in the past for real estate but it was only the bond portion of my portfolio and I pay myself interest in that situation so it was a win-win.  

Because every other safe haven country bond is at 0.5% or less. 

Do not put in disposals, they break a lot when people let bottle caps, chicken bonds, etc get into them.

Real yields net of inflation tend to be pretty lower if you're relying on corporate bonds.  

That goes for stocks and bonds getting someone excited by not disclosing certain things.