They may, I've adjusted my FMV and its probably closer to 92 K minus a few grand for repairs.

Also what I am questioning is the use of the FED rate as the means to adjust the payment up or down.

I didn't analyze the deal correctly - the comps I used were good comps but I didn't adjust for the house across the street from mine (rental in an otherwise all owner-occupied neighborhood).

Proceeds to Litton shall be no less than $57,615.00 Litton reserves the right to adjust its approvednet proceeds or cancel this approval if any of the terms on the enclosed preliminary HUD-1Settlement Statement are altered without our prior approval.

More on that below.Tom, To get the $5 million, I just adjusted the price downward until the cash on cash return was about 20%.

I've done a couple of "burn outs" that ran me $20-$30K, this was in the '80s and early '90s so the dollars would have to be adjusted for inflation.Frank

Personally I think it's rude for them to just not to show up like that, but that seems to be the norm these days, so we have to adjust to it.

My background:I am an insurance property claims adjuster and have been working catastrophes for the past 7 yrs. which requires quite a bit of travel.

What you may need to consider, possibly, is adjusting your strategy.

I found this statement pretty shocking: "While the S&P 500 returned an average of 9.5 percent annually for the 50-year period, the comparable figure after all the adjustments was a mere 1.3 percent."