Examples includes a Newport six plex for $645k, Two small detached homes on a single lot in Lakeside for $237,500 and a north coast duplex with very large 3/1.5 units for $560k+/-. 

When you only have 1 property a nonpaying tenant who does significant damage added to the costs to evict can stress people beyond breaking if they aren't mentally and financially prepared to cope. 2.

I’m curious what the large HML’s require.All of our borrowers could probably afford minimal damage to all their homes, even if we had to step in and help with the repairs.

@Jonathan PfluegerWe are also finding market deals.Wholesalers had gotten spoiled by adding 30k to their "deals", well the winds have shifted.

But, you still have the loan outstanding...Also, I don't know why you added the whole part about the $2k/mo less... 

My data shows that most travelers are couples and they do not care about a large 2 bedroom space.

What is more important is the area and what kind of property you invest in.A fully renovated turnkey property in a D class area is not the same thing as a full gut in an A class area. 

Hey BPI had a motivated Seller contact me recently in response to an ad I posted on Craigslist and she is very motivated but she owes 50k on the property and the median sales price for homes recently sold in that area is only around 66k.

I'm a new investor in the Indy market and would love to be added to your buyers list. 

I would ask whoever you choose about how they clean the chimney, do they use a rotary brush, what dust containment they use, etc.