That said...I would imagine the holder isn't going to come off without damaging the surrounding tiles.  

The divorce decree IS NOT the final say in the eyes of the lender.Your note agreement if both of you are on it precedes the divorce.Yes the judge can say the wife is responsible for it but the note holder can also start dinging your credit because the ex-wife isn't paying as agreed and they look to you the ex-husband for payment.I have seen this happen many times where the person who isn't supposed to pay per the court orders credit gets trashed because they feel they shouldn't pay because of the agreement.

But, I want to expand on one additional merit of financing:If you have 80K cash, you don't have 80K to spend.Buy-and-holders MUST keep a cash reserve.

The email was the first and last name of the deed holder at yahoo.com.

Usually there is a clause in a mortgage which essentially states that if the current title holder transfers title to a new holder, the existing loan has to be paid off in full.

@Matthew Holderly did you find a suitable option?  

Account Closed All of my subs provide me with their certificates of insurance with my company named as the certificate holder.

Basically the court threw out MERS as having the authority to foreclose on any of the properties as they were listed as the agent for the note holder and only the note holder has the right to foreclose.

@Jason Woodhouse as a buy and holder I would be very interested in (only) 20% equity in a rental home.  

this is where "the Note holder (seller) takes back the property through foreclosure" has different perspectives.