Until someone tells me (like a lawyer or the title company I use) that I need to put something down, I guess I will continue to do what I do and try not to have to put anything down.

As Tim said, build your reserves.Ask yourself how long you could continue if all of your properties were vacant.

You don't say what your balance on the current loan is, but HELOCs are drying up as lenders as afraid prices are going to continue to decline.Cash out refis on investment property are limited to about 70% LTV.

Thanks for responding Wheatie I'll go there to continue my conversations in the future.

I have not done it, but I thought that one strategy was to take the deed subject to existing financing, and instead of taking the deed in one's personal name or LLC, they put it into a land grant, then they own the home and continue to pay the mortgage, but in that event the seller would be out of there.

I do intend to continue to grow.

Then after you were trained you could continue and be partners in deals if you wanted to.

Generally you learn this by doing, but there may be a class in your local JuCo on RE that agents can use for their continuing education.

This system has some innovative and unique qualities not possessed by any of the current online database companies and is designed specifically for your industry and is used by thousands of Private Investigators and Collection companies.All Skip Searches and Public Records are $1.00 per product searched.

I think it's one of the ways I talk myself out of success, and I will work on that.Thanks for the other investigative and salesmanship advice, too.