Same for a collapsed sewer pipe - they won't pay for the repair to the pipe, but they do need to pay for the damages caused to access that pipe like removing flooring, drywall, concrete, etc.

Assets identified in this study include:Building systems: water heater, electrical distribution, HVAC, plumbinPermanent Fixtures: windows, doors, bathroom fixturesStructural Components: Roof construction, drywall, wood framingInterior Construction: Wood flooring, stairs, ceramic tileThis engineering-based cost segregation study included the following methodology:Physical Inspection through a site visitDocumentation review including architectural plans, accounting records and construction documentsA cost analysis which utilizes engineering principles in order to allocate costs to their applicable asset classificationsCalculation of the depreciation schedule using MACRSAs a reminder, bonus depreciation started to phase out in 2023.

Bought a house with an FHA loan, if I bought down the interest rate, do I need to wait longer for rates to drop and refinance than others that did not buy down the rate? 

Anyways, even if a gap lender comes in, if it’s even an allowable second position (A lot of lenders won’t do that and Silent 2nds are a No-No) they add so much additional risk to the deal, potential legal ramifications and all around  generally dangerous feet’s.

As October rolls in, the weather is cooling and real estate continues to do so as well.

How long do you plan to be in that loan before either refinancing or selling.

It is great to know the strategies and the ways to evaluate a deal but if you do not Know the Market fully and deeply you don't know what numbers to plug in the formulas to evaluate a deal.

I am considering doing interest only loans to increase cash flow.

HUD publishes the Median Fair Market Rent on their web site for the entire country.

And no, doing this by yourself on a weekend or two is not gonna happen.