I have a client of 15 years who runs a route selling business for 40 years.

I am currently in the process of looking to move to the area.

The ballon payment is in 10 years so I’m thinking on year 9 I would refinance or sell the property. 

Would you , as an investor or flip-flopper, buy it for what you can sell it for?

You can find out what makes the seller decide to sell by getting to know them and communicating with them regularly.

The only people that would suggest you do a DSCR or non QM loan on your first purchase with limited funds would be someone that sells one of those products. 

thanx, do you know of any composites that compile and sell those records? 

Annual registrations, point of sale inspections, turning a blind eye to the most awful owner occupied housing while being overly strict to investment properties, courts that continue to drag out the eviction process; excruciatingly slow, laborious, and expensive permit processes; evictions that continue to be granted one extension after the next... these are the difficulties you run into in those cities. 

I plan to sell my SFH rental.

Have a family member that is trying to sell some land in a gated community in Hereford, Az.