As far as the LLC - I would strongly suggest you speak with an attorney that does private lending work regularly to ensure that the loan docs will be valid and enforceable. 

If you have any suggestion or advice please feel free to share them with me. 

The best thing of course is to consult an experienced tax pro and review your entire situation in depth. 

However, when I specifically am searching for multifamily properties there doesn't seem to be much supply here, and the price points for homes don't seem to suggest great cash flow either.

Another positive with Vacasa is that they come up with suggested rental rates based on their software.

@Nolan Mahoney, if you're looking to buy another primary residence with low down payment, DSCR is not an option you should consider exploring as many may suggest.

The idea is to collect all the docs before appraisal comes back, because once it comes back if all docs are collected, it's straight to final UW review.

The lenders I use are prompt in reviewing the draw request and funding the draw.

They can guide you on how to improve your debt-to-income ratio and potentially qualify for favorable financing.Schedule a meeting with a mortgage professional who can review your financial details and provide personalized advice.

Any suggestions?