Also be aware that some states are not recognizing the authority of the Federal government on this issue. 

This is a list that will always be changing since some lenders will change their requirements from time to time but I want you to understand that there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

Recognized Environmental Conditions.  

Multiple markets have seen strong growth and as many may recognize, these city names pop up often in investing discussions.  

The lack of multifamily housing is a recognized issue within local government and the community.

Any gains from like-kind exchanges in excess of $500,000(or $1 million in the case of married individuals filing a joint return) during a taxable year wouldbe recognized by the taxpayer in the year the taxpayer transfers the real property subject to theexchange.The proposal would be effective for exchanges completed in taxable years beginning afterDecember 31, 2021." 

Just explain that you don't smell anything, if you genuinely don't.

I genuinely appreciate the advice

And until you recognize that, you'll fall in the camp of thinking that nobody knows what they're doing, except you (speaking generally here) who sits on the sidelines waiting for a crash that will NEVER happen.Yup, I said never.Here's the thing... interest rates are at record lows and are NOT going back up.

Take a genuine interest in them.