Those are some very expensive and hard lessonsThe finished product came out nice though! 

Rentals is slow growth.. once you get established you can then become an "investor" right now work on sales skills and get in a business that creates the largest commissions..

I recently foudn a good lender with an asset based product in the 75% LTV (30% noncourse for IRA, non-US resident etc) 6.75-7.5% range, 10-30 year terms (it does depend on the specific properties and which investor might buy the loan so he can't give you a quote without more info) and VERY IMPORTANTLY 30 DAY FUNDING!  

They do a really good job with the product they offer.  

It can be a slow process.  

On a price per Sq Ft basis these homes will "appear" expensive as they are certain costs that all homes pay, IE impact fees, ETC ETCI think this product (if marketed right) would benefit the lower end of the blue collar retiree spectrum, as they are essentially the size of a smaller mobile home.I also think millennials would love this product.

Hence the leverage to risk taking created by the Fed's low rate policies do not result in productivity.

So it may be slow and steady learning for the time being.

I am military as well and have no idea what you are talking about with the loan product she would be using.  

I am originally from Pennsylvania, but have been working in the DMV for the past 5 years as an Assistant Manager at a wholesale distributor of building products.