The bank will want 20-25% of the total (purchase + renovation) costs as a down payment.Other options are to use a Hard Money Lender (HML) or private money.Other people just pay for it all in cash...

I am investigating the option to move a rental property from direct ownership to an existing LP.

I have a meeting in the morning with a private business owner to see if he wants to get involved in small micro loans at a good rate of return.  

OR do I just say I am being too greedy and work on my current deals and pass this one up and forget about structuring $5k worth of private money or the hefty price tag of a HML?

I'll message you privately.

If they still refuse, file a formal complaint and let the state investigate.

My first purchase was 6 units which I put in cash and then worked to refinance, but most banks I talked to wanted a year of seasoning...there are different banks/bridge loans I could have investigated to change that, but what I'm getting at is make sure you have a solid plan for financing/re-financing in place so you don't hose yourself with a bank saying we'll only refi on LTC not LTV.And like @EdwardLiu said, never believe the seller.Cheers,Brian

I will be BRRRRing this deal and am looking for a bridge loan with a maximum term of 36 months.I have a Private Money Lender ready and willing to front the 25% DP ($80k).

I’d rather give up the first X years of cash flow to a private money lender (I.e. your dad) for the down payment then get into a fight over thanksgiving dinner about how to run my rental business. 

I have several years of experience leasing units for both private owners and property management companies.