Hello i am located in Jacksonville Fl and currently attend college, are there any seasoned investors or any business motivated young entrepreneurs or business owners that would love to get lunch chat and share some knowledge?

I hate not having clarity on a tax issue, so I brought this up at a colleague breakfast last Saturday where we all get together after April 15 and lament our issues that came up during the season.  

We planned to make our second purchase probably around the same time next year after bonus season, new tax year, etc.

Of all the books I've read, and what I've learned from mentors and seasoned investors, they all pretty much tell the story you are going through as the tried and true way to make it in real estate.  

I have known of very seasoned note buyers who have had bad experiences with sellers who were less than truthful.  

Hey @Don Crandell you can check the latest posts from our contributors as well as seasoned investors at the BiggerPockets Blog.

I say this only because at this point I'm a seasoned investor and this experience is very much an outlier.

Even with PMI, and depending on seasoning requirements, you could refi/cash-out in 6 to 12 months and jettison the PMI as the same time. 

Regardless of where the real estate is located, percentage may fluctuate a little, but in then there is always only 100% of the income to work from.That is particularly important when you are considering seasonal properties.

He said his notes are for season investors and his mastermind group only at this time.