Time is on your side my friend no need to rush the process and get levered adding tons of risk at such a young age with little income. 

I want to be a stay at home mom and plan to get back out in 3.5 years So I need to make the best of the double income currently. 10k a month in cashflow from would be great, currently at about 3k.

)- I'm wanting to open a HYSA for holding the two deposits and then a checking account for the house as a whole for repairs and income collection etc...

Can I qualify for this purchase using my husband's income, even though he will remain in British Columbia while I relocate first with my kid to our new property?

Then it is time to invest in real estate.There are other legs to the three legged income stool… appreciation, and mortgage pay down.  

They will pay high prices to meet needs that are not income producing - they are shopping for a different product that is provided from the same stock that our income properties come from.2. having deep enough knowledge of the neighborhoods to allow us to recognize a good deal takes a lot of time.

The Bank in Florida won't give me the H.E.L.O.C because of the property in Puerto Rico and in Puerto Rico I have to be a resident of the Island and Line of Credit are base on income not on equity. 

If it is a percentage, it is a percentage of the entire income of the lease.

You can comfortably be in the 7's using no income no doc dscr welcoming first time investors 

(Interesting story of how that happened, involving WWII).Looks like China and Japan own a trillion each of our debt, but we own theirs too, so who knows....let's see what the money guys say.Thanks for starting out my day with the knowledge that I (as a taxpayer) am $266,000 in debt...that makes my day 😂Germany has a better income to debt ratio than we do.