Any attorneys willing to help? 

We help clients answer this question all the time as it comes up a lot these days.

Hi Joyce,Welcome to BP and should you ever have any questions in my field or in general reach out I enjoy helping and talking REI!

Not sure if it would make sense for you specifically, would need to know a bit more about your situation and everything, some people we help that are looking to consolidate debt consider refinancing to lump all their payments together since a primary residence lending option has lower rates than some of the alternatives. 

Thanks :) Happy to help, 10 years or so doing about 2k reno/ repairs 

I just signed up for the boot camps, so hoping that helps but very appreciative of any advice. :)

Theres lots more, hopefully some of this helps

and http://www.biggerpockets.com/forums/24/topics/136721-help-north-carolina-wholesale-contracts-understanding-rehab-cost , "I hope you work out.

Any with information on the topic would be a great help thanks !

A lot of other work comes in when presenting offers and again articulating and helping the seller negotiate, again, only a few things that have to be done.