Only you and your agent can make the decision.If you buy it,  count on finding unexpected problems that require fixing, and make sure you have the cash on hand to cover them. 

Hi Ambrea,To get into fix and flips, I started by focusing on a few key steps that helped me find success:Educate Yourself: Learn the market, analyze property values, and understand rehab costs.Build a Network: Connect with real estate agents, contractors, and lenders.Secure Financing: Consider hard money or private loans for quick capital.Find the Right Property: Look for undervalued homes in growing areas.Create a Detailed Plan: Budget carefully and have a clear timeline for renovations.What worked best for me was staying disciplined with my numbers and always having a solid team in place.

no more than 10k ever Well, the thing is I can't find a honest plumber to do the quality work, and that's the main issue. 

If it's a good question, we will find it.

Reading this then lead me to try and find ways to invest my money.

How did you find this deal and how did you negotiate it?

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.

I will try to find actual real-world values and maybe with the two methods I can find a middle ground?

I have been struggling to find someone to refinance a fully tented industrial building of mine.

I did find it strange that I all of a sudden had all these bookings coming in.