It was a crash course in all things difficult and challenging 🙃 .

I am currently a real estate agent in central New Jersey and I've found it to be extremely difficult.

Many people love to quote a chain of discussions on here and it makes it very difficult to find where they started talking with their addition compared to what they quoted.This is something any of you have seen if you use other forums as BP is the first forum site I've discovered where this doesn't happen.

it's sometimes very small decisions that add up to make investing more difficult. 

I've managed to get a few loans through without the transcript, but my lender has told me it's going to be very difficult going forward to get more loans if I don't have it given that it's now 2022 and I still don't have a 2020 transcript.

That is going to be difficult but is the perfect scenario.

With my current income and expenses it would be difficult to qualify for a traditional mortgage.

If you earn 100k in your day job, that's a bit more difficult than replacing a 40k a year job.

Being that upfront cost would be way too much for me to try and take on my own and also since I don’t have experience it’d be difficult to get a loan of that magnitude to subdivide and install utilities drainage storm water etc.

Being that upfront cost would be way too much for me to try and take on my own and also since I don’t have experience it’d be difficult to get a loan of that magnitude to subdivide and install utilities drainage storm water etc.