Indy is business friendly and has a AAA credit rating, lots of jobs and has had a steady 3% population growth over the past 30 years.

I attended college before joining the Air Force and have nearly $25,000 of school loan debt that has hurt my credit score substantially.

Hello,I wanted to ask if an investor can get away with poor credit?

My credit score took a dive of 30 points. 30!!!

I'm not in Philly but in general local banks or even a credit union can be a good option vs the national banks. 

You'll probably have a slightly higher rate, but you'll maximize the cash-out and have your private lenders interest paid off.In the meantime, go to every local/regional bank/credit union and see what they can offer.

Credit union for small multifamily, then large bank business account as I scale larger?

I've gotten response rates as high as 30% from sellers who have severe code violations (not just tall grass or broken windows but mold infestation, or even structural damage). b. 

I have everything I need- credit, income etc. to qualify to buy it.

We can charge for the cost of repairing damages caused by the tenant, but not for ordinary wear and tear.This clause in our rental agreement makes this clear:DAMAGES.