But if you have a hard time getting a portfolio loan then you might try getting a business loan or a business line of credit that is secured by the equity of those properties.

most of your small commercial banks in town will take a stab at it.. if you have deposit relationships with them that are meaningfulPremierlewis and clarkM and Tpacific continentalbannerthen you have the credit unions.

Refi with cash out seems to be a non starter because I lack the reserves required for a multi and my credit is a work in progress but improving.

-I have an excellent credit rating, decent IRA (which I refuse to touch), $150k savings-I have never had a mortgage or loan and applied for my first credit card about two years ago.

My tenant is a professor at Loyola with 850 credit score and she moved in the same week I listed.It's a shame Zillow doesn't also provide "rented" listings, like they do with "sold" listings.

When considering a line of credit that I'm using it is about 15-30$ in interest or .25%, but it's not like I'm paying that each month, it was just for the one month that it was delayed, right?

The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do the deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at the worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat."

If minor issues are discovered under the home inspection/city inspection, what is better: a price reduction in the sales price or asking for a credit at closing?

I have great credit ~790 (last I checked).

Rehab is looking around 75k (line of credit), which leaves little room for error.