These plans are designed for business owners and their spouses and can not incorporate employees other than the owners. 

Look at this picture to understand what I'm referring to (go to page 2):http://www.finehomebuilding.com/design/departments/energy-smart-details/second-story-balconies.aspx

If you are replacing the systems and you have it down to the studs I would absolutely recommend you take note of all insulation types used and where, air sealing, and building envelope materials - get a contractor who specializes in "heating systems", not just a plumber, and have them do a heat loss calculation so the new system can be designed and sized appropriately.

NACA is designed for revitalization via home ownership.The VA loan is probably the single best loan in the history of finance.  

Some gray areas I need help in because in all honestly I just don't under are:•Remodeling-not knowing what things to buy and how to design.

What did the engineer say that designed the new stair landing?  

I just looked at a house that I plan to pursue to buy and hold.  The only problem is in one bedroom the parquet floors are uneven.  It is higher in the center of the room than it is on the sides.  It is not near a sou...

And when you buy something, it is supposed to do what it is designed to do.  

I am a designer at heart, and hope that combined with my passion for real estate, I may someday be a successful niche residential redeveloper. 

Your doing some development and design over by Tremont.