As for the seller-financing aspect, there are times where that works great and times where it's a nightmare.

The family consists of a 50'ish dad who drives a cab.

4-plex is located in the Fort Lauderdale area, It consists of 2 duplexes facing each other, each unit is a 2 bed/1 bath so 8 beds and 4 baths in total and is each unit is being rented for $1500 a month Lot size is 0.25 acres, zoning is RD-15 and land use code is multi family 10 units or less I was thinking of building two more units on top of each duplex once our economy stabilizes of course! 

Get feedback and set accountability.Now take consistent action daily for the 90 days to reach this goal.This really is a great method for making decisions and implementing business plans.

Indy shows up consistently on the top ten lists for RE investing. 

If they can offer insight into that aspect as well, you get better bang for your buck.

Usually banks and credit unions local to the property are your best bet for such loans, though I don't have experience with the non-resident aspect of your situation.

However, in many cases this oversight brings with it more consistency and keeping the housing stock up, over time - which is one thing that drives appreciation. 

You can probably guess where this is going.....A small portion of our loan book consists of performing mortgages (~5%).

You can probably guess where this is going.....A small portion of our loan book consists of performing mortgages (~5%).