@Martin SnellMartin,You will have a hard time getting the FHA loan for another "owner occupied" property because underwriters look at value of current property, whether they determine your living situation will be going backwards (most people like to live in the "big house" rather than smaller rental properties  or single family properties rather than units) and where you work if you're moving further away from work etc...LendingHome is a good option for rehab money as are a few others, but your observation is correct, you'll need to pay the contractors out of pocket prior to each draw. 

The situation is that the home is under a lease for a remaining 6 months (assuming they won't leave earlier with incentives) prior to the time when I would move in.  

PRIOR to the laws being enacted  Nothing happened but they are tough folks.I had to send them copies of every deal I ever did in WA which was Hundreds of files... just the printing was a bunch of money.. then of course they never say anything just leave you twisting in the wind. 

On the last day the summons could be served, the process agency lets me know they need the key and made two prior attempts but couldn't get in the building.  

The deals that I've seen with no contingency are deals where there was a lot of competitive bidding for a desirable asset.There are at least 4 scenarios where an offer without any contingencies can make sense1- Very low earnest money with non performance penalty limited to earnest money2- Long future closing date so purchase contract acts as an option3- All due diligence completed prior to execution of purchase contract4- Willingness and ability to purchase all cashTax sales, foreclosure sales, final sale auctions are all examples of purchasing a property with no contingencies, other than perhaps good title - and at foreclosure sales even that's not a given!  

So prior to become an investor, I was a car salesman at Toyota direct.

In every state, the home owner can sell it prior to the actual auction.

As I will not have my financing squared away prior to visiting the property, how should I approach the seller?

Where we are hitting a snag is I am using a VA loan and my lender needs to send out closing disclosures 3 days prior to closing and since the ownership is not under the wholesaler's name, they won't be accurate and the lender won't put the wholesalers name in the documents until they have proof of ownership from him.

Where we are hitting a snag is I am using a VA loan and my lender needs to send out closing disclosures 3 days prior to closing and since the ownership is not under the wholesaler's name, they won't be accurate and the lender won't put the wholesalers name in the documents until they have proof of ownership from him.