We still do our own verification of rent and collect applicant paystubs. 

Through their meticulous verification procedures, property managers play a pivotal role in thwarting potential exploitation by fraudulent individuals attempting to secure access to rental properties.Experience in Identifying Patterns:Experienced property managers have a wealth of knowledge about common tactics used by individuals engaged in tenant fraud.

Lets face it, you really going to to cheap out on what I think is a a few thousand 'ish for what should be $100k's (and that should be equity, not property value)?

As Andrew mentioned, the Debt Service Coverage Ratio (DSCR) doesn't have any personal income verification so no paystubs, no tax returns, no W-2s and as you qualify based on the property's rents. 

But the chance to to offset mortgage costs with rental income from a guest suite could open the door to homeownership for many first-time buyers in this market. 

You will need to get creative, but DSCR may actually be a good option without income verification and with trying to find private money.

Underwriting can change, and if your employor is aware that you will be leaving, you have another problem.Lenders will send a verification of employment and income and there is a question on the form which asks the likelyhood of such employment to continue.

Likely due to concern for compliance and a lack of understanding of thr DSCR process and requirement they're probably asking of this information "just in case" when in reality, personal information beyond SSN for credit and back ground check, bank statements for liquidity verification, and a schedule of REO for experience (when required) should be about as far into your personal life they get.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

Attached is our application and employment verification form.