My properties are all held in my LLC, and I wanted my LLC to be the borrower to begin establishing credit for the business.In order to get into 30yr loans, property has to be titled in your name, and you are confirming in the mortgage docs that you are an owner-occupant for at least the first year.  

With our goals we are selecting locations based on year round occupancy and profit first, our wanting to visit there second. 

Lots of people buy 2-4 units low down payment owner occupant loan then live in it for a year and after a year use it solely as an investment while they repeat for the next house hack. 

They claim they're seeing almost $1k per unit in rent, and about $1200 from R2O occupants.

its in slatington . when i say clean co i mean certificate of occupancy. apparently you dont need it to sell the property . im from new york and a c. o. means everything so im worried . 

-Does the income and cash flow outweighs the day to day effort (if you were to for go a property manager)-Has anyone had issues with occupancy (sans the early pandemic months) or have gone 3-6 with occupancy not enough to cover the mortgage?

@Tekota RubyIn this case, occupancy matters. 

From my point of view on the property I mentioned (which no doubt has completely different financials), the cash flow would be there so long as the tenants were there based on high occupancy rates. 

As long as occupants will take care of the property, I do not see any issues with the program.

,These EGI's can vary significantly, so I will have to include a fairly lengthy list of assumptions:-With a purchase price up to $550,000, you could certainly find great 4 beds in that range, so we'll assume a 4/2, 1,800 square feet, and waterfront with a pool-Property is in the Southern side of Cape Coral, currently experiencing high rental demand-Property is professionally managed being advertised across all popular STR platforms to achieve maximum occupancy at market value pricesWith those things in mind, during the busy season (October-March), you could expect roughly $250-300 per night at about 90% occupancy.