If a regional or national tenant they tend to trade at 4 to 5 caps so where interest rates are today they almost have to be all cash purchases.An advantage to a ground lease is being able to buy in an area you might not could afford.

We have consulted a tax accountant who says we will have a hefty capital gains tax should we decided to sell.

Of course that doesn't cover all the other lenders but anything Fannie/Freddie backed.The national servicing settlement of 2012 included 5 lenders specifically. the program did sunset and it did not compel junior lien holders to be forced to accept senior lien holder offers. 

I work at a large national bank here in Minnesota and have been working with my regular mortgage guy there. 

ie do you have to pay any extra for maintenance/capital expenditures?

I have an offer on the table for $1,100,000 to purchase it and he was prepared to accept the offer but then he came back and said he would have to pay too much in capital taxes to make it worth selling. 

They saved up and have a solid amount of capital to work with.

Wil this be enough time for you to raise the required capital.

@Andrew FredricksonSFR right now while I build up capital.

Sometimes the thing to do is to make a bunch of money, save it, and then invest once you have some real capital together.