On a semi-related note, what's your opinion on selling one of the SFR and purchasing a duplex now instead?

I'd also get a refresher on SCRA and the CHBOR rules in California specifically related to foreclosure.

Hello Greg, insurance is great, but I don't think it can supplant using entities to insult yourself, especially given it's relatively cheap to use them and they provide substantially more protection.

Hello I’m relatively new to real estate investing and to this website.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.The site has quite a few tools that can be helpful for new members.

I have marketed property internationally over many years and the laws around receiving fees are related to the geography.

The person who wrote that is probably generalizing from their anecdote, probably when they applied for a Fannie loan, they probably didn't have super strong day-job income relative to how much mortgage they wanted.

@Alexander VasquezI can totally relate (not anymore unfortunately), but I bought my first duplex when I was 21.

I fear negative relations may ensue.

Eagle Lake no.. we had a family house on the Yuba river in Sierra city.. it was way cool.. 4 generations ago relatives were gold miners and built the home there.. our relative was the Sherriff of Sierra county longest reigning Sherriff in CA history over 50 years..