I say that because I have spent over a decade managing risk for a large multifamily lender, and as a result, I have found myself quite risk averse - to the point that I am just now getting into investing in real estate for myself.  

Do any DSCR lenders appraise on the basis of ACTUAL rent?

This clause gives the lender the right to demand full repayment of the loan if the property is transferred without their approval.

I think one of the easiest ways to start is a house-hack and I still do it myself....Anyhow, I am an investor, realtor and lender and live in Fort Lauderdale so I can definitely give you some pointers in the south Florida market. 

I'm reaching out for some guidance or leads on potential lenders who could assist me with a cash-out refinance for a 6-unit property in South Georgia.

Also looking to find private lenders who deals in my area- maybe to get a better deal on this JUMBO I am working on.

That price point seeems low.Some additional detail on whether you are getting a good deal or not.is the accountant just plugging the numbers and not reviewing any of the numbers you provide?

We are a direct lender and can provide funds for 6, 12, 18 or 24 month terms .

With pretty much every lender I've used they charge a draw fee whenever I pull a construction draw to pay out a contractor.

Your Lender My suggestion to find #2 & #4 would be to go to the top of this page and click on FIND AN AGENT & FIND A LENDER.