I got different results from different banks ... we own a rental property with just under 2 years rental history, and one bank wouldn't count that as income, while another told me they'd count the current rental market income even if it was a brand new purchase and hadn't even been rented yet.  

Such property is most frequently valued based upon the income it produces.  

What is the end result of whatever it is that is going on? 

I think in a minor hurricane (category 1-3), this would result in $20M in damage max. 

Achieve your short-term goals that will produce proceeds and resources that will,2.

Achieve your short-term goals that will produce proceeds and resources that will,2.

Achieve your short-term goals that will produce proceeds and resources that will,2.

I decided to become a member of BiggerPockets because it keeps coming up in my search results and the replies to posts seem relative and make a lot of sense.

Finally, since CAP rate is used to compare cash flows - properties which are valued based upon the income they produce - it is not really a useful metric for residential real estate which is valued based upon comparative sales.Cash on Cash is a related ratio which takes into account leverage.  

You need to track your results.