., If the wholesaler does not disclose in the assignment agreement that any price reduction counts toward the assignment fee, you are the one entitled to the reduction since you are taking over all the rights to execute the original agreement.

This immediate reduction in your investment base would require even higher returns from your real estate investments to offset the loss.Diversification and Risk ManagementYour current strategy of having funds in 401(k), IRA, and a taxable brokerage account provides diversification.

Much of my experience has told me that high levels of customer service, extended renewals from tenants, increase in rental rates, cost reduction in minimizing the service calls.... come from the intimate experience of doing some of these things right as the landlord.No property manager has the vested interest in nurturing your customer relationships with your tenant and watching over your investment with a long-term perspective like you do.

Ok look, I will be brutally honest to all sitting around saying there "waiting" on some giant ridiculous 30%+ reduction in prices: GOOD RIDDENCE!     

True, you can achieve basically the same amount of interest reduction and save many years of time to debt elimination through both the "send in extra payments" strategy and by having a 1st lien HELOC but having the equity available (considered seasoned) at any given time to jump on a distressed property as well as combining many advance strategies such as offsetting HELOC interest onto 0% CC's, using 401k loans, bonuses, inheritances, letting property taxes, insurance payments, savings, your checking account cash sit in the HELOC to work down its balance until any payment is due is very beneficial.

particularly around utilizing realtors and including a reduction from ARV in order to get a quick sale.

Even with the FED expanding its balance sheet they can't completely replace the reduction in private money supply. 

Reduce labor expenses, you increase disposable incomes, reduce cost of goods, reducing cost of finished material goods, creating a compounding effect of savings that all culminate in a significant reduction in cost of housing production, increasing production capacity, increasing affordability, invigorating economic activity, raising tax revenues via the Walmart method of volume over profit margin..... 

I was able to secure a 80% LTV loan and was originally quoted 5.5% interest but asked for a interest rste reduction in return for a business banking relationship.

Buy your investments based on the numbers, tax deferral/reduction is a secondary strategy to utilize.