My investment strategy revolves around viewing cash flow as a tool to build reserves for both short and long-term capital expenditures.One key aspect of wealth accumulation in real estate, as you rightly mentioned, is the gradual reduction of your principal mortgage balance by others and the accrual of forced equity and natural equity through market appreciation.I operate Elevation Appraisal in the valley and serve as an agent with Windermere Bozeman.

@Bryan P.As for Homepath properties, I've sold a number of them (I'm licensed in three states).In Texas, where I've sold most of them, they were good deals and many of the investors I worked with were able to buy them using HMLs and there was enough capital gains after repairs that they could refinance the deal and essentially end up with ZERO out of pocket, which equivocates to infinite returns.However, in Florida, most of the Homepath properties are seriously overpriced and have to sit on the market for a while, with price reduction after price reduction before it's work seriously considering.Overall, Homepath seems to be very "area specific" as to if it's a good deal or not.

The Dept. of Justice says rebates are allowed in Arizona and 39 other states. https://www.justice.gov/atr/competition-and-real-estate-state-7 But the Dept. of Justice website calculation on Realtor Rebate Savings is very weak as you can do a lot better  https://www.justice.gov/atr/consumers-save-thousands-commissions Also, depending on the loan and type of property you're purchasing, Buyer Agent Rebates can:pay for Interest Rate Reduction pay for rental car for buyers while in FLpay for plane tickets to FL to shop pay to eliminate PMI pay to buy out remainder of leasepay towards down paymentpay for the 1st full year of home ins. pay for taxes and ins. escrowspay for a Home Warrantypay for home repairspay off credit card debt, auto loans, etc.pay off collections and judgmentspay for new furniturepay for all new appliancespay for home remodeling and additionspay to have home painted pay for weekly pool maintenance pay for credit repair pay for landscapingpay for monthly lawn carepay for new A/C system...........and pay portion to prior agent for their efforts

@Daniel Smith you can take a price reduction.

Flowing $400 after costs and local manager, plus $300 Prince reduction.

The city will be negatively affected if they do not diversify their product offering which is reflected in the reduction in gambling revenues and the increased emphasis by major casinos on entertainment (nightclubs and bars) as well as restaurants/shopping.Sukhbir

I didn't call the seller a liar, just said this has been hidden behind the door and I need a reduction. 

Can someone tell me the best way to negotiate reductions or credits after an inspection on a property.

The result - the property sat there and we had to take a steep price reduction (which cost way more than the cost of appliances and cost of staging!).

So, you are realizing decent principal reduction with each payment made.