These still don't seem to be working properly for me.

One is a house hack. looking for advise from a CPA for proper bookkeeping and tax planning who works w/RE in CA.

From a tenants perspective there is always mold and it is always black mold and every tree limb is moments from falling on the house, and every neighbor is a drug dealer.It seems you have reacted in timely reasonable way. 

You should be looking for something in the ballpark of guaranteed interest + 1%. 4) Be prepared to properly fund the account.

How will our markets react to recessionary/deflationary pressures when they arrive is my real question in combination with missing the drivers of real estate appreciation in these Major Cities?

@Andrew Postell Few questions about proper structuring of the loan - atleast for my next deal, so that I could get the refinance right away.You create an LLC - Single Member LLC-A with just me as memberYou buy a home : Is it buying the property in my personal name ? 

But a "commercial" loan will allow you to qualify significantly easier.So if you can get prequalified for a Fannie/Freddie type of loan, then you need to read the post for Bigger Pockets I made on how to properly structure your cash purchase HEREIf you need a portfolio/commercial style loan then you actually have to ask each and every lender their process and their terms to refinance.  

In the living room they had a window AC unit, but it didn't drain properly and damaged a good 4'x8' section of the hardwood as well as the subfloor.

Let us know the details and we can advise properly.  

We have over 40 properties on this policy and we have relied on our agent to properly insure us.