I only purchase properties in the Charlotte/ Concord/Kannapolis area so it may also be just a regional thing and other areas may be inundated with great properties and I may need to expand my area.

Hello everyone. My name is Justin and I am glad to become a new member of BiggerPockets. I am looking foward to a prosperous future. 

regional accounting firm.

My point was to not simply write off the entire region because nothing is available for under $100k. 

@Copeland DuhonThere are a lot of posts on this subject, but I'll take a crack at a high level:Macro environment: rule of law, diversity of regional economy, positioning of regional economy, etcSupply and demand equation for properties, both on the sale transaction side, and on the rent side. 

You'll have better luck with local/regional banks and credit unions.

Hi @Matt Ferch - some regional, some national but they are not traditional banks with branches. 

For those who are doing business with regional or national hard money lenders, do you know which HML will allow seller financing as part of a purchase?

I buy often but I am in Maine so several are regional and it won’t help you if you aren’t here.

I would try Tom Tepe at USBank Given that you were in California, and a lot of the more regional lenders are going to have difficulty lending to you.