It seems it is so hard to get the positive cashflow in Oregon.

A Heloc is a open end mortgage like a credit card so its an additional trade line on credit, cannto never be used as an Asset, PITI reserve, and its a DTI killer in most cases.A heloc is also usually set up on a shorter term versus a mortgage, carries a Higher interest rate, and most carry a interest only with a prepayment penalty.

Thank you so much for the critiques. 

There are lots of experienced property owners, lenders, real estate agents, attorneys, tax experts and more here so don't be shy to ask questions and I'm sure an expert in that field will be able to help.

So, for those who frequently hire contractors (good ones), how do you find good contractors?

These are true STR expenses listed, not the typical “oh, you just have to pay for your mortgage and utilities” logic some “gurus” teach.

So trying to do a 1031 would keep increasing my costs.

I currently have 5 STRs here in San Antonio, so please let me know if you have any questions regarding the process! 

They have a beta import feature for appfolio, so if your property manager uses that you can upload the PDF statements.

So you're not completely anonymous.