She claimed that someone threw a rock and broke the windows, in the meantime, my handyman was in the neighborhood and witnessed her breaking the windows and threw out clothes, it seemed like she was fighting  with her husband. 

Thats why I thought we would have loss’s to claim on them.

It's those maniacs that buy homes cash via quit claim deed off of craigslist that really get screwed.Make sure your property manager is a licensed real estate brokerage.Google Clayton Morris and/or Morris Invest for a cautionary tale of what not to do when buying turnkey real estateUnderstand you can not eliminate all risk, only mitigate it.

I also put all medical expenses on a separate credit card to track my HSA expenses.

The draw is near Texas medical center, sports arenas, downtown, etc. 

I was thinking I could claim I lost a month's income if there is a 30 day delay if I went this path. 

Are you at least able to claim the overages after the court costs have been paid out of them?  

There are people on Fiverr claiming they can get you TLO/Credit Bureau data for cheap, and I just don't buy it.

A tree fell on the roof in 2018 and it was replaced via an insurance claim.

I can't even file a claim with the insurance company as I do not have the police report I've been requesting for months.