These product looks at your deposits from your business and calculates your income that way. 

It would be like opening a restaurant that limited it's clientel to one generation.You seem deadset on it though and don't really want or need our validation/approval...best of luck to you....

Best to you!

It would be considered mortgage fraud to not list the seller financing debt on any type of application.The only “creative” way possibly is if you have a spouse then you separate the debt so maybe one of you has debt on a property (that you co-own) and the other does notFor example my home I own with my wife but I am not on the mortgage only she is.

First, the best thing you can do is improve your screening process.

Short-term rental data specialist Mashvisor released its list of Best 100 Cities for Airbnb Rental Income and considered some key metrics in its decision-making.

That consists of buying a single family home with some form of separate living space to rent out as a STR and help offset living expenses.The DownsideLenders Calculate STR/MTR Rental Income Differently- From a lender's perspective, any rental income received on a term less than 12 months is NOT calculated the same way a traditional long term rental is.

and I think a HELOC doesn't feel like debt the same way as other types of payments."

While that is a good amount of information provided, you really would just have to ask what terms fit their needs best and go from there.

I prefer to tap into the equity using a HELOC I’m just unsure about the best way to grow and scale from there.