I'll try to find a link to one of the inflation adjusted charts.Yes, some areas do appreciate.

Then, maybe, the listing agent can take it to the asset manager and make them adjust their price expectations for this property.

I agree with Jon, I get plenty of them from CL ad, just ignore and spam that email.

Best way to stay away from the imputed rate is to go a 1/2% above the required rate with an adjustable rate, so that it always floats above the floor rate.

The NYPD need to adjust their focus from Harlem southwards towards Wall Street.

That 11.6% drop will likely be adjusted.

My -,02 (adjusted for todays market)I now live on a corner lot.

SBA 7a loans are of the adjustable variety, but they do not have a fixed rate option.Unfortunately, SBA loans are only for O/O properties, so if you don't occupy at least 51% of the space then an SBA loan is out the window, but perhaps a conventional loan would work?

Is there any way to inexpensively adjust this?

Here are the specs:Big HousePurchase Price $1.5M1st & 2nd Total $1.35MMarket Value $1.25M Completed Rehab $150kRental Value $5,500 per/moPurchased as a 2nd Primary ResidenceLoans are 5/1 IO ARMs that have adjusted down considerably with 6 mo adjustments thereafter.1st & 2nd & Taxes = $4,140 per mo.Not So Big HousePurchase Price $1.255M1st & 2nd Total $1.13MMarket Value $975kRental Value $3,750per/moPurchased as a Investment PropertyLoans are 5/1 IO ARMs that have adjusted down considerably with 6 m. adjustments thereafter.1st & 2nd & Taxes = $4,836 per mo.The options being considered to offload these properties include:1.Stop paying each note one at a time in attempt to settle each note one by one.2.Stop paying all at the same time and doing short sales on both.3.Continue renting the properties at a loss each month till the market demand begins to recover then offload.4.Stop paying all at the same time, saving the rent and after 12 months offering the bank(s) the rent savings to do a died in lieu.5.Do traditional sales on both and cough up the difference.The owner is concerned about the 1099 they’ll receive from doing short sales or judicial foreclosure if the bank says loan fraud with the Big House property that the owners never lived in.