Which is why you are having a hard time.If it is your first property and you are not looking to do a flip, it is not worth trying to necessarily get the loan under an LLC.Most first time real investors don't have much asset (if any) to protect to be hugely concerned about the liabilities of owning real estates.When you get to a point where you have a lot of assets or significants to protect, you should start to seriously or solely considered doing it under an LLC.Scott Trench wrote a great article, take a look at it.https://www.biggerpockets.com/renewsblog/2015/06/0...

At this point you are trying to jack up the price and have the government assume liability for the mortgage and "hide a fee" within the confines of it to someone who is not licensed to accept that fee.

If you're investing out of state, you have a lot of options to choose from since you're not limited by geography.

We try networking as best as we can but starting out has us on a limited scope.

Without knowing your entire financial situation and looking at your past and upcoming tax returns, it's unrealistic to calculate this number exactly.Also keep in mind, that cash flow will be taxed, so that will potentially increase your tax liability.

Condos typically have higher interest rates on loans, are harder to sell/have more limited exit strategies etc.

Do you still see tax advantages of depreciation and how can you limit your tax exposure when you are cashed out at the refinance?   

I might even roll out of the entity (through an amendment/addendum) after the loan closes to reduce my liability.

Others will say as little as possible, I like doing 20 percent as it helps limit your risk some.

One large area of interest really is trying to figure out the best way to obtain funding without paying too large of fees that the deals no longer become worth it, but at the same time, I feel like if I stick to conventional investment loans, I am putting 25% down, which ties up a large amount of capital, and more than that, I am forced out of all cash offers and short closes which dramatically limits my opportunities, which is not wise.