Go down angry the day you go to pick up the rent and serve them the notice to clean their house or quit.

Lately I have been doing quite a bit of marketing, putting buyers and sellers together with lease purchases or owner financing.

It'll be quite a while before the powers that be admit how bad the housing market really is.

Sorry I didn’t quite understand...

I can't quite tell how much you're going to have financed ($40K?

Or are you one of the guys who clog up the forums, coming here and saying: I just quit my job.

I read quite a few threads last night.

There are quite a few HML rehab programs that will lend you 100% of the purchase price + cost of repair + closing costs (and in some cases, allow you to roll in the mortgage payments) assuming that the sum total doesn't exceed the ARV allowance of the program.

With that said though… many times I offer multiple offers… There is almost always a way to make it a deal if they will play along… So I say simple things like… “Let me think it over and see if it will work for me”… or “let me think it over” then when I have to say no… it is as simple as “I don’t think it will work for me” or “it is not quite what I am looking for”… My “No’s” are very generic… I don’t give a bunch of reasons or explanation of how I made my decision… Also, I must say… My marketing style that gets people to call me is not “Im here to help” it is “I buy houses”!

Expenses at 37.7% seem quite low.