Additional details: You would never know there was a single wide originally - the house is now 75% new/stickbuilt and all roof/siding is seamless between the OG trailer and “addition”.

I'm working on getting my first piece of property and am now looking in Buffalo, NY which is ~6 hour drive from where I live.

Personally, I'm also seeing a wide range of quotes now from different carriers.

And what are the rates now for dcsr loans? 

So I appreciate your perspective here as I make a decision..And the reason I wanted to transfer it to an LLC now instead of after the 1031 is complete is mainly precautionary, because I have approval from my lender now to complete the transfer, whereas I'm not sure if my future lender for the replacement property will allow it and decide to trigger the due on sale.

I then bought a foreclosure's and sold it  through a realtor, and now I’m in a live in flip.

I will make about 10 to 12k on this one he will make about 60k without putting up a dime.4. fix and flip  he put up 10k but we had to remove the tenant so its under rehab now.. same spread as the first one  he will get his 10k back and make about 30k I will make 10 to 12k for loaning in 100k for 6 months.. 5. cosmetic flip  cant recall the numbers but this one i funded 100% and its about done I will make my 10k and he thinks he will make 15 to 17k on a 30 day rehab prime area of his little berg.I also pay all the insurance he has to pay UTLS though and he has to put up EM which you know the mid west its a joke 200.00 bucks or 500.00 bucks..

If I have around 70k liquid cash now and I put in the 47-48k to close, I will be around 22-23k which I would need to do some repairs and maintenance around the home.

for my rental property which is vacant right now, i see requests coming for a year lease for corporate lease or for AirBnB-ing... 

They now have 5% conventional loans you can use on multi family homes now.