If you don't already own a home yourself, I always suggest house hacking as this gets some skin in the game, but also allows you to learn hands-on and offset your mortgage payments.

I actually work in Huntsville on the base.

It's just a buzz word, more than anything else.2) A concept that has always interested me is the 'Lease-To-Own' concept.

I am new to the real estate game within the past year.

Specifically, do you look at comps on the market or try to find what value would be based on the cap rate? 

They claimed to be complete renovations but as i did not see them i took their word for it. 

I'm sure that is true, because most mortgage companies aren't going to go searching for issues when there aren't problems - but in the truest sense of the word this is loan fraud and I'm just not up for it in my portfolio.I did hear from a friend of a friend type that she was able to close a subto with a small local bank somewhere in Georgia (property was also located there) because of a long standing relationship with the bank. 

He worked at a military base 2022-2023, but his paystubs are from 2022?

Don't you love it when they paint over oil based with water based?

Solid advice from a true veteran in the game.