I have five doors in this area and would like to speak with you.

Read a couple articles comparing the two and I think you'll choose quartz.

Quote from @Kelcey Gamble: Most loans require you occupy for a year or two before you can rent the home.

There are a lot of scammy youtube gurus that talk about building business credit, but it basically is the same as your personal credit....be organized, don't overleverage, be patient, and pay all your bills on time.In NY to become an LLC, there's a $200 fee and then you have to publish in two newspapers for 6 weeks. 

Two of the units are supposedly on month to month leases.

Cold calls, mailers, door knocking, etc.

The house is also 5 acres and can be parceled off into two additional lots.

It's good you are doing drive-bys, but spreadsheet analysis for house hacking won't get you very far until you see what you have to manage, if the utilities are separated, and you see the tenant next door's upkeep irl.

I would avoid the cost of putting in a card reader especially with just two machines.My cousin owns two laundromats and he has tested card readers.

I am a new investor with two properties now.