![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1651864/small_1695527663-avatar-rays126.jpg?twic=v1/output=image&v=2)
28 February 2020 | 3 replies
I have an annual W2 of 80k, I file jointly with my wife, she has retired this year taking cash payout of her 401k & pension totaling 100k.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1535091/small_1694875381-avatar-boutwell.jpg?twic=v1/output=image&v=2)
8 March 2020 | 10 replies
I would add that if you are looking for a stable long term appreciation purchase then you can't go wrong with winter park.
17 March 2020 | 5 replies
Is it to make cash flow now, or to build wealth for retirement?
28 February 2020 | 14 replies
This is limited to $50k and has stipulations.Move the money to a self-directed retirement account and do the investing from within the account.
5 April 2020 | 6 replies
Owning the actual real estate, or an passive interest in the real estate will likely prove to be much more stable.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1692464/small_1621514820-avatar-tobys16.jpg?twic=v1/output=image&v=2)
1 March 2020 | 9 replies
Because I retired in the year I turned 55, I was able to access my 401k without the 10% early withdrawal penalty.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1506676/small_1701011825-avatar-hughc11.jpg?twic=v1/output=image&v=2)
3 May 2020 | 5 replies
I spend a lot amount of time in fixed income/early retirement circles and I ask this same question a lot.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1485024/small_1621512778-avatar-tamarad14.jpg?twic=v1/output=image&v=2)
29 February 2020 | 5 replies
Technology has advanced way too much and values are much more stable than back then.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1561683/small_1701503875-avatar-orenk2.jpg?twic=v1/output=image&v=2)
28 February 2020 | 4 replies
The stress goes down, cash-flow remains stable, DOM decrease at turn over, and value increases.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1670922/small_1621514653-avatar-jmoffa.jpg?twic=v1/output=image&v=2)
5 March 2020 | 9 replies
Other areas while not as flashy would be more stable and predictable and finding the balance being key.