Hi Margarita-Great question.There are many mental blocks and friction points to buying your first property.First off, just buying property outside of a first or second home to use is not done by most people and buying your first home is a major purchase for most people.That means the people in our immediate sphere of influence are not thinking about buying investment property, they see it as risky and out of a sense of protecting you or themselves encourage you not to do it.I remember having the same mental blocks and fears you probably do thinking about buying your first property or first investment property.The most critical thing to overcoming these mental blocks is self education and surrounding yourself with the best team of people to help you.An investor friendly Realtor who can refer you to an investor friendly lender, title company or closing office, property inspector, property manager, and insurance agent.Real estate is relational and having the best team will keep you out of the weeds.To Your Success!

Nobody wants to sell anything.We're always doing grass-roots marketing like dropping or mailing letters, networking with neighbors, and reviewing wholesaler deals.

Buyers, realtors, lenders, contractors. 

Are there any hard money/private money lenders that openly allow you to wrap their money with a note to an end buyer?

This means you can swiftly transition out of the business while securing your financial interests, without the hassle of seeking external financing or dealing with traditional lenders.

Also, I can help you on Creative Financing with land so you don’t use your own money or private lenders.

Options:1) Connect the tenant with a lender and see if they qualify.

Lenders typically allow 75% LTV cash-out refinance. 

It takes the Cities down there 2-4 months just to review my permit package and approve it. 

In turn, the lender willhave "no recourse" against the individual, the IRA funds, or the IRA's other assets.