I have been working on purchasing a property for 6+ months which has been stuck in foreclosure limbo for 2½ years. The owners are deceased and the heirs wanted no part of it. They actually signed affidavits with the b...

I sent you a colleague request.

I'll let others answer the main question for the questions they like for interviews.My only comment would be to encourage you to wait until after April 18 to begin requesting these meetings.

QL closing costs are extremely high and when I requested a breakdown of their $20k estimate, the sales associate told me that he cannot send me the breakdown until there is an accepted offer.

--> This was not one of the ridiculous requests tenants can make sometimes. 

The tenant accommodated your request to switch payment methods and made the payment prior to the due date. 

Thankfully none of my carry-back sellers have requested my tax advice.  

Misappropriation of security deposits is punishable by jail time and a fine.Here is what the Oklahoma statute says about returning deposits:"Upon termination of the tenancy, any security deposit held by the landlord may be applied to the payment of accrued rent and the amount of damages which the landlord has suffered by reason of the tenant’s noncompliance with this act and the rental agreement, all as itemized by the landlord in a written statement delivered by mail to be by return receipt requested and to be signed for by any person of statutory service age at such address or in person to the tenant if he can reasonably be found.

The one bullet point non-detailed summary of who is likely to end up on one of those financial, mortgage, and real estate type crimes - to include non-felonies.In terms of timing, I just pulled a random file up from a closed transaction in Oakland, and the database checks were run 5 days after I submitted the file as a matter of course with no particular rush request or anything, which tells me that if it was going to be an issue then this borrower would have known in time for their earnest money to be protected by the loan contingency, but after they've spent a grand on appraisal and inspection.When someone volunteers that they are concerned about mysterious government watch lists, we run that check at the preapproval stage.

They often will want to hold the rehab funds for you and have you request draws as the work is completed.