Were you listed as the agent representing you two on the purchase contract(assuming there is a space for that)?

I am currently a registered financial representative with Modern Woodmen of America.

There are a lot of DC/MD/VA members here with a pretty healthy B'more contingent represented.

My minimum here is $150/month/roof) Insurance Mgmt Fee - as a % (general consensus here on BP is 10%. include it even if you think you are going to self manage) Vacancy- as a %. 8% represents 1 vacant month/unit/year To get the following numbers: Cashflow/month (this needs to be $100/month/door on 2-4 unit buildings OR $150/month on SFH for me) Cash on Cash Return (total investment/cashflow per year) Total investment is everything you brought to closing PLUS all the other inspections and reports you paid for along the way

I do have an attorney that is drawing up the paperwork promissory note, deed of trust and other paperwork that he uses to represent me.

Yesterday, I spoke with a mortgage representative from Wells Fargo and he said I would need 25% down (not a problem) and at least $1500/month in order to qualify for a low 5% loan on a $55k duplex.  

A designated broker overseas those above, but a self-employed broker may represent you directly.All of the above may or may not be Realtors which is a separate organization different from State licensing.A mortgage broker/banker assists in lending.

@Shaun Reilly and @James Wise Since we are at the closing topic, I have been calling around for a closing attorney who is going to represent me at closing day.I am not talking about the attorney who is representing the bank, but the one who is representing me (review the P&S, go to closing with me, ... etc). 

represent them already.

Hey Syed,My company represents tenants for commercial space.