The bottom line is that you will end up with more wealth if you invest in tax-deferred environment, the investment can grow quicker and the end result is that you will be better off by not taking huge tax hit and penalties hit by taking early distribution from your IRA. 

Thanks for the call out and participating, I agree I thik the jury is still out on it and I cannot yet put an educated response together, but I am pumped about the new jobs for these particular areas and I think it can only enhance the environment - yes, I know robots will eventually replace all humans, until then Ill take the jobs for now

Honestly, in our current COVID environment, I don't see any better options as everything is risky right now. 

And at that point you've always got the option to later one off sales (paying tax as you go but controlling it) or add to depreciation in a more controlled environment within controlled 1031s inside the portfolio. 

Never EVER use particle board for lower cabinet in an environment with water (kitchen / bathroom).

If so you have to get a securities attorney involved, you must have a Series 7 license to sell them to other investors so it is seen as a security by regulators.

Concerned that there would be difficulties for each tenant to regulate heat to their liking which will also vary by prevailing winds as it does in my house.

Where does that regulation come from?  

Due to Dodd-Frank's "risk retention" regulations, it is harder for these lenders to be profitable.

I don't foresee anything that drastic happening, but unless the Governor and local Mayors start attracting larger businesses, the market is going to keep softening and corporate investment is going to keep dwindling given the high cost of property, high cost of labor, high regulation, unfriendly business tax structure, etc., etc.