After refinancing each property, sell on a note.Pros: Due on sale.

Lastly, does 50/50 non married owners present any issues with financing/re-financing, with simple sole prop, sch e or llc/s corp. 

@Min LiangIt is a great time to consider refinancing or cashing out as rates have been really great.

If they were paid off, like yours are, we would be refinancing right now to take advantage of the rates currently available.

If you plan to refinance or sell anytime soon sounds like you have your answer in that tearing down the garage will cause you future problems with refinancing.

In April, we started looking for non-recourse refinancing options.

We've done a lot of work to our house since purchasing (FHA 3.5% down) and will be refinancing soon to remove PMI and will be profiting $200-300 a month on top of our Mortgage, Homeowners insurance and taxes being paid off.I'm working with a buyer currently to buy either a duplex or triplex in the Ybor area and there are some great deals there for house hacking but Seminole Heights is pretty good as well!

Her friend moved back to Japan and somehow they re-financed the co-op and the 20-year old bought out her partner's share.

We did the BRRR strategy on a property and refinanced it with hard money or private lender who made us put the property in an LLC.

I've started reading books/watching videos on cash out refinancing but I'd love to chat with someone who has done this first hand in the area.