While the exchange rate will benefit them during the repatriation, when the have to turn around an purchase a second U.S.A. property, they exchange rate will take another bite.I'm another Canadian who seeks a vendor carry (owner financing) whenever possible.  

I believe the benefit of the commercial is that they are focused more on the cash flow of the property rather than my W-2 income.  

This gives the ability to maximize tax benefits.

Since the place you are considering renting costs the same amount as the place you currently live, I don't see the benefit in moving.

I have heard that having a home business is great since you have great tax benefits.

That setup overall benefits the syndicator.  

My question is:What are the benefits/drawbacks of selling to the HRA vs selling it via traditional routes?

Goals are:1.) take a loan that someone else pays off, get tax benefit, build wealth through appreciation2.) get practice/become proficient in property management3.)

There can be no direct or indirect benefit or transactions between a disqualified party and a plan.  

It's also supposed to be a lawsuit preventer as a lawyer would do a cost benefit analysis before filing suit I am hoping they'd see only the 1 property the tenant is in and an out of state trustee and LIOT and decide costs are higher to file and less likely to collect.