How do you as an individual intend to use the property (e.g. principal residence, commercial building being used in a business, etc)?

Added advantage is that commercial property notes are available in larger principal balances, are not tied to borrowers salary or income, are not subject to Federal regulation via the Dodd Frank Act or CFPB, nor are they subject to state laws regarding homestead or personal residences.In 1999 I started investing in notes personally.

Roth’s even allow withdrawals of principal without penalty.

It lists a reinstatement amount of approximately $25K and a principal sum of approximately $350K.

If I were to pay off one of yours, it would be the 30 year loan as when you make a payment on that one more of the money is going to interest, not the principal since you are at year one of a 30 year loan  The other loan is shorter and year 2.

In Utah, you do have to disclose that you are an agent and you can't represent a seller off the market if you are a principal in the transaction.

Do you have it in writing from them that in your specific case, making a $10k extra principal-only payment will knock out the PMI?

It does not include the principal portion of the payment.

As such buyers would want a discount off principal balance.

But the Principal and interest costs were not accurate once a VA deal is analyzed in the Rental Property Analyzer.