It is easy for the lawyers because all they have to do to keep it updated is edit a Microsoft Word document and send it back into the system.We also have a variation of the agreement we use when selling.

I too am trying to make our places nicer and go after higher rents than average in our area and it was a huge success in this first rental and I think by being understanding and accessible to reasonable requests since the tenant is paying a premium price is only fair.

Yes the borrower/buyer will have mortgage insurance however this can be accomplished in many ways: - SPBMI - single premium borrower paid MI - lump sum upfront payment usually 1.5-2.5% of the loan amount upfront - BPMI - monthly mortgage insurance - BPSPMI - borrower paid split premium MI - where a portion is paid upfront as a lump sum to obtain a smaller monthly premium - LPMI - lender paid MI - is a single premium mortgage insurance (no monthly payments) that is absorbed through the rate so for instance if the going rate today is 4.5% a buyer looking for your unit may take 4.75% or 4.875% to obtain no mortgage insurance as its paid through the rate or by lender.

They flambé bananas foster tableside with premium rum for dessert.

A book of business does affect the premiums you get from underwriters, especially when you're a captive agent - selling for one brand, like State Farm.Different agents also view their job in different ways.

not sure how to edit but meant great insight as expected not unexpected of course

The current premium for insurance is $1,500, which is acceptable for my numbers, but what if it goes to $3000 or $6000.

We agreed to 75% LTV and a 3.8% 5 year fixed which was a premium over every other quote I received.

@Ethan BlueWhy not rent it as a SF, here in Milwaukee SF rentals are a premium.

The new agent told us after the fact, that they had to raise my premium due to the fact I did not get a formal home inspection so did not qualify for the lower rate.