Which means: for every dollar you've paid out above $119k, you'll either not get back to pay out your HML, or, you won't get back from your own deposit.

Spending Mindset – Are you pre-programmed to spend money?

After several emails with the sellers realtor regarding a commercial multi-family, they stated the following:"There is much information (detailed maintenance, tax returns, costs, etc.) that they will be glad to make available during a due diligence period with a contract and a paid deposit."

Our buyer’s agent offered to list our duplex for rental with the commission paid by tenants.

I was curious to see how agents who find deals for investors get paid.

I just got pre-qualified for a loan and I asked the loan officer so many questions.

He thought it would be pretty simple if there were a "complete loss" for the owner to get paid after selling the house.  

I paid 39K for the property put in 23k in rehab so I have about 63k Allin.

Numbers show a 7% return on cash,if paid for in full. 

Stefano, Most agents would be happy to help you set up a search as anyways in most cases we are used to getting into longer term relationships and a 2-3month wait period is not really an issue, a lot of agents will want to know if you have been pre-qualified as that will usually help them understand how really ready you are (regardless that you will not be looking to close on anything for a few months).