They'll let you know if they have a product you currently qualify for, or what you'll need to do to qualify.Anecdotally, I feel like personal residences are very easy to qualify for.

Talk with a tax person.  

I was hoping I could you use a personal EIN instead of my SSN. 

I know @Jon Smith personally. 

., as a listing agent, I've seen several buyers' agents in the last few years not show up for their client's inspection or Walk Through -- very annoying, sometimes giving me short or no notice, very problematic if there's no other arrangement for entry. 

You won’t be doing any background check on anybody living in your property, that’s for the person screwing you to do.

Personally we can start before the 6 month date but I have heard multiple customers tell me other lenders have said they cannot start the application until the 6 month date. 

She did get a signed lease agreement, even having the managing partner sign as a personal Guarantor, but not a dollar has been paid.

I have a clause that authorizes me to contact that person in case of "death, incapacitation, or incarceration" and work with that individual to coordinate removal of belongings, payment of rent, or even a refund of deposit.When someone dies alone, there is always a police investigation to ensure no foul play.

The property cannot be valued in the traditional way, which is why I'm seeking a private lender who will value the property in a commercial-style method via the cap rate.Source of down payment funds: Implied equity (refi)Income Source: W2 for both my wife and IGross annual income (between the 2 of us): ~$300kMonthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: Student loans, rent, and what exists for this tiny house.FICO: 725Credit issues: noneThanks for reading this far!